Loan calculator

Whatever your goals, our loan calculator can give you an idea of how much a personal loan will cost.

Please, fill in all inputs
Preview, please enter dataEnter data to get the result
  • The total amount repayable:£0
  • Monthly repayment:£0
  • You could afford to borrow:£0
  • The total amount repayable:£0
  • Loan cost:£0

You can borrow up to £8,640.13. The loan will cost £359.87. The total amount to be repaid will be £9,000.

Your monthly payment will be £723.37. The loan will cost £1,041.28. The total amount to be repaid will be £26,041.28.

This figure is for guidance only, and does not in any way constitute financial advice. We advise you to consult a specialist regarding any major financial decisions.

How to use the Loan Calculator

Whether you're buying a new car or consolidating your debts, our loan calculator can give you an idea of how much a personal loan will cost.

To find out how much you can borrow based on what you can afford in monthly loan payments:
  • Select "What can I afford?";
  • Enter the monthly payment you can afford, the time period and the interest rate;
  • Click "Calculate".
If you know how much you want to borrow:
  • Select Calculate Monthly Payments;
  • Enter the amount, how long you want to repay it and at what interest rate;
  • Click "Calculate".

By selecting different annual interest rates (APRs), you can see how your monthly loan repayments and total loan cost will change.

How are loan payments calculated?

Monthly loan payments can be calculated by dividing the total amount of the loan and interest by the number of months it will take to repay.

Our loan calculator shows how much the loan will cost you each month and how much interest you will pay in total.

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